Credit Card Fee

• 1. Interest, Usage Fee and Other Fees

• 2. Minimum Payment Rate

• 3. Cash Advance Fee

• 4. Interest Free Period

• 5. Fee by card type (baht per annum)

• 6. Payment Channel

• 7. Return Cheque Fee

• 8. Card Replacement/Lost/Damage Fee

• 9. Statement Re-issue Fee

• 10. Request Fee for a copy of sales slip

• 11. PIN Re-issue Fee

• 12. Request Fee for Transaction Investigation

• 13. Collection Expense

• 14. Currency Conversion Risk Fee

1. Interest, Usage Fee and Other Fees

• Interest and Credit Usage Fee		Late Charge Fee	Fee and Other Service Fee
  16% per annum		- % per annum	- % per annum
  First date for usage fee charged
  Start from
  [X] Payment date to merchant		[ ] Date of transaction conclusion	[ ] Due date

2. Minimum Payment Rate

• AEON Classic Card, AEON Gold Card, AEON Tang Hua Seng Card, AEON TDP Card, AEON B-Quik Visa Card, AEON Giffarine Card, AEON Club Thailand Card, AEON M GEN VISA Card, Visa Olympic themed card issued by AEON

  Payment Amount (Baht)	Spending (Baht)	Cash Advance (Baht)
  1-5,000	500	500
  5,001 up	10%	10%

  AEON NextGen Digital Credit Card, AEON Royal Orchid Plus Platinum Card, Big C Platinum Visa Card, AEON Wellness Platinum Card, AEON J-Premier Platinum Card, Big C World Mastercard, AEON Rabbit Platinum Card, AEON-UnionPay Platinum Card

  Payment Amount (Baht)	Spending (Baht)	Cash Advance (Baht)
  1-10,000	1,000	1,000
  10,001 up	10%	10%

  *Amount charged does not include any annual fees, card replacement/lost/damange fees and pin re-issue fees, which must be paid in full in each month.

3. Cash Advance Fee

• 3% of cash withdrawal (Excluded VAT)

4. Interest Free Period

• Maximum 52 days start from date of transaction conclusion (in case of full amount payment) but not include in case of cash advance.

5. Fee by card type (baht per annum)

• Operating Fee	AEON Primo Digital Credit Card
  	Primary Card	Supplementary Card
  Entrance Fee	-	-
  Annual Fee	Free	-

  Operating Fee	AEON NextGen Digital Credit Card
  	Primary Card	Supplementary Card
  Entrance Fee	-	-
  Annual Fee	Free	-

  
  

  Operating Fee	AEON Classic Card, AEON Tang Hua Seng Card, AEON TDP Card, AEON B-Quik Visa Card, AEON Giffarine Card, AEON M GEN VISA Card, AEON Rabbit Platinum Card
  	Primary Card	Supplementary Card
  Entrance Fee	-	-
  Annual Fee	200	100

  
  

  Operating Fee	AEON Gold Card, AEON J-Premier Platinum Card, Visa Olympic themed card issued by AEON
  	Primary Card	Supplementary Card
  Entrance Fee	-	-
  Annual Fee	500	250

  Operating Fee	AEON-UnionPay Platinum Card
  	Primary Card	Supplementary Card
  Entrance Fee	-	-
  Annual Fee	1,500	1,500

  
  

  Operating Fee	AEON Royal Orchid Plus World Mastercard
  	Primary Card	Supplementary Card
  Entrance Fee	-	-
  Annual Fee	12,000	6,000

  
  

  Operating Fee	AEON Royal Orchid Plus Platinum Card
  	Primary Card	Supplementary Card
  Entrance Fee	-	-
  Annual Fee	3,000	1,500

  
  

  Operating Fee	AEON Wellness Platinum Card
  	Primary Card	Supplementary Card
  Entrance Fee	-	-
  Annual Fee	1,500	750

  
  

  Operating Fee	AEON Club Thailand Card
  	Primary Card	Supplementary Card
  Entrance Fee	-	-
  Annual Fee	1,200	1,200

  
  

  Operating Fee	Corporate Card
  	Primary Card
  Entrance Fee	-
  Annual Fee	500

  
  

  Operating Fee	Big C World Mastercard
  	Primary Card	Supplementary Card
  Entrance Fee	-	-
  Annual Fee	1,000	1,000

  
  

  Operating Fee	Big C Platinum Visa Card
  	Primary Card	Supplementary Card
  Entrance Fee	-	-
  Annual Fee	500	500

6. Payment Channel

• Channel	Fee	Update Data
  AEON THAI MOBILE Application (PAYNOW)	None	Immediately
  Internet Banking	Per bank charge	few days
  Direct Debit	None	few days
  ATM	Per bank charge	few days
  Bank Counter	Per bank charge	few days
  Counter Service	Per counter service charge	few days

7. Return Cheque Fee

• None

8. Card Replacement/Lost/Damage Fee

• 200 baht per time

9. Statement Re-issue Fee

• None

10. Request Fee for a copy of sales slip

• None

11. PIN Re-issue Fee

• 200 baht per time

12. Request Fee for Transaction Investigation

• None

13. Collection Expense

• (Applicable when the outstanding balance is over 1,000 Baht only)
  - Overdue for 1 billing cycle : 50 Baht per debt collection cycle
  - Overdue for more than 1 billing cycle : 100 Baht per debt collection cycle

14. Currency Conversion Risk Fee

• Maximum 2.5% of mean exchange rate quoted by Card Association whereas AEON is a member.

  Remarks:
  • In case the cardholder uses credit card for payment of goods, services and/or cash advance overseas, the cardholder may be charged for fees, service fees or any other expenses from business operators and/or service providers overseas such as fees for using cash withdrawal machine or ATM overseas, etc.
  • In case the cardholder uses credit card for payment of goods, services and/or cash advance overseas in which the currency is not in Thai Baht, the amount and associated fees will be converted into Thai Baht by using the middle foreign exchange rate as stated by credit card network in which AEON Thana Sinsap is a member at the date of the transaction settlement.
  • If the stated transaction and fees are not in United States Dollar then the amount will be converted into United States Dollar before being converted to Thai Baht.
  • The cardholder can refer to the conversion rate from the website as provided :
    VISA: http://usa.visa.com/personal/card-benefits/travel/exchange-rate-calculator.jsp
    MasterCard: http://www.mastercard.com/global/currencyconversion/index.html
    JCB: http://www.jcb.jp/rate/usd.html
    UnionPay: http://unionpayintl.com/cardholderServ/serviceCenter/rate
  • The above fees are exclusive of VAT.